 Sidney Lanier Bridge |  The Grande and The Beach Club Jan 2006 |  SS Beach Memorial Day 2007 |  OLD St Simons Drawbridge |
|---|---|---|---|
 St. Simons Island Beach |  Driftwood Beach Jekyll Island |  South View from the Deck SSI |  Golden Isles Sunset |
 McKay River Bridge |  Golden Isles Sunrise |  Veterans Walk Neptune Park SSI |  St. Simons Island Sunset |
 Veterans Walk Neptune Park SSI |  The Northern Tip of St Simons Island |  The Lodge St. Simons Island |  Sunset St. Simons Island |
 Southern View from the Deck SSI |  Enclave Lane SSI Sunset |  Casino and Lighthouse St. Simons Isl |
Serving all of Georgia from
St. Simons Island & the Golden Isles
Your Mortgage Headquarters
We are a locally owned and operated mortgage broker. We have both the experience and expertise to guide you through the mortgage process smoothly and efficiently. As a bonus, you also get the best rates...
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NMLS# 133595
Georgia Residential
Mortgage Licensee # 15527
OUR TEAM
Mobile: 912-269-7770
MORTGAGE
LOAN PROGRAMS
Conventional
The Regular Fannie Mae or Freddie Mac type loans. Fixed and Adjustable rates with as low as 3% down payment, on loans up to $548,250.
FHA
A government loan insured by HUD with a 3.5% down payment and more foregiving credit guidelines.
USDA
A 100% loan targeted for more rural areas.
Reverse
A loan which allows borrowers age 62 and older access to the equity in their homes without having to make payments.
VA
A great loan benefitting Veterans and can be 100% up to $548,250.
Specialty
We can do Jumbo, Super Jumbo and Condominium loans up to 95% of the Sales Price.
OUR VISION
At Somerset, we believe that with the right tools - information, experience, technology and flexibility - getting through the mortgage process can be done smoothly and with confidence. Our knowledgeable, dedicated mortgage specialists are the best in the business, working with you to explore your financing goals and options. As a Somerset customer, you can be assured we will be available to assist you every step of the way while showing you how open communication is the best way to understand what is involved with the mortgage process.
How We Help After You Get Your Loan with Us:
After your loan closing, we are always eager to answer any questions you encounter as you make the
transition to your new lender. All of our lenders offer 24-hour availability of automated information through their online websites:
Payment Options & Payment Posting
Loan Balance
Tax & Insurance Information
Escrow Analysis
CLIENT TESTIMONIALS
We have used Somerset on 3 different occassions. They always do a great job and that's why we keep coming back. They consistently had better rates.
-RN
The Somerset Mortgage Team is very good, down to earth and helped make my home purchase an easy process. I know my rate was the best too.
-JLB
-
Somerset really is the BEST. First they explained the options, then helped me decide, then got me a better rate than I expected. I see why they are so good.
-JM
CONTACT
SOMERSET
MORTGAGE
OUR ADDRESS
1607 Frederica Road, Suite 201
St. Simons Island, Georgia 31522
Office: 912-638-2020
Fax: 912-642-4000
Mobile Numbers:
Paul H Sanders III 912-230-7700
LuV McDowell-Bailey 912-399-4422
Eric Freeman 912-269-7770
John Ligon 912-230-2555
Judi Harrison 912-270-1969
For any general inquiries, please fill in the following contact form:
