Serving all of Georgia from

St. Simons Island &
the Golden Isles

get preapproved for a loan today

About Us

Why Should You Choose Us?

We are a locally owned and operated mortgage broker. We have both the experience and expertise to guide you through the mortgage process smoothly and efficiently. As a bonus, you also get the best rates.

NMLS #133595
Georgia Residential Mortgage Licensee #15527

Learn more about our team

Our Services

Mortgage Loan Programs


This is the regular Fannie Mae or Freddie Mac loan. Maximum L ...

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This is a government loan insured by HUD and is probably the m ...

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This is a loan benefitting qualified Veterans, including spous ...

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This is a 100% loan in targeted in more rural areas and does h ...

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Reverse Mortgage

A Reverse Mortgage allows borrowers age 62 and older to use th ...

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A Jumbo loan program is a loan over $726,200, the Conforming F ...

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Specialty – Condominium

Condominium financing has become more restrictive over time bu ...

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What Our Clients Say

“We have used Somerset on 3 different occasions. They always do a great job and that’s why we keep coming back. They consistently had better rates.


“The Somerset Mortgage Team is very good, down to earth and helped make my home purchase an easy process. I know my rate was the best too.”


“Somerset really is the BEST. First they explained the options, then helped me decide, then got me a better rate than I expected. I see why they are so good.”